ISA Allowance: £20,000/yr
LISA Allowance: £4,000/yr
Updated: Feb 2026
Disclaimer: Rates sourced from comparison sites and provider websites as of February 2026. Rates change frequently — always verify directly with the provider before applying. Bonus rates will drop after the promotional period (typically 12 months). Stocks & Shares ISA returns are not guaranteed — capital is at risk. BOCY provides insights, not financial advice. FSCS protects up to £120,000 per person, per authorised institution. ISA allowance is £20,000 per tax year across all ISA types. From April 2027, cash ISA allowance reduces to £12,000.